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About
Fractional
Solutions

Wise Business Guidance offers business consulting, finance, and accounting services for small businesses and startups, ranging from pre-revenue to $50 million. As your Fractional Accountant and CFO,  I provide the financial insights you need to run your business. Serving clients locally and remotely.

What is a Fractional Solution?

As a leader on your team, I manage your accounting functions and financial reporting on a fractional basis.  From a strong foundation and with streamlined financial operations, I analyze trends and forecast for the future to manage growth and avoid surprises.

 

Who needs a Fractional CFO?

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Having financial expertise on your team is crucial for sound decision making.  Your financial operations are the foundation for growth and business sustainability.  Oversight and planning now set you up for achieving your goals into the future. 

 

A Fractional CFO is a flexible, cost-effective solution that allows you to access financial leadership when you need it. Whether you’re looking for help with cash flow management, forecasting, or making strategic decisions that align with your long-term goals, I’m here to help guide you through it. 

Why Companies turn to me as a Fractional CFO

Fractional CFO, Kristen Sagan

Connect with Kristen on LinkedIN

​Cost Effectiveness

I provide expert financial guidance without the expense of a full-time CFO, ensuring your business gets the high-level support it needs.​

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Strategic Guidance

With my diverse experience, I’m able to offer insights to help you make decisions that are financially sound and aligned with your business goals.

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Cash Flow & Profitability

Managing cash flow is essential for growth and sustainability. I’ll help you forecast, budget, and assess risks to keep your business running smoothly, even in uncertain times.

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CPA & Third Party Relations

Preparing for taxes or future investment, I’ll ensure your financials are accurate and your business is ready for the next big step. 

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Compliance & Risk Management

Tax regulations, audits, and financial best practices are critical components of every business’s operation. I’ll help you stay ahead of the curve, making sure you’re compliant and minimizing risks.

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Whether you’re navigating a period of rapid growth, preparing for an audit, or simply seeking more financial clarity, I can help. Let’s work together to build the solid foundation your business needs, so you can move forward with confidence—without the long-term commitment of a full-time CFO.

Accounting Teamwork, Colleague Meeting
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